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Future Students - Information for Year 10s

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You may be eligible for a HECS-HELP loan to pay your student contribution amount for a unit of study in which you are enrolled. There are two forms of HECS-HELP assistance:

  • a HECS-HELP loan - this is a loan from the Australian Government for all or part of your student contribution amount
  • a HECS-HELP discount - If you pay all, or at least $500 of your student contribution amount for units with the same census date up-front, you will receive a 10%* discount on the amount you pay

*Note: The HECS-HELP discount for up-front payments of $500 or more has changed to 10% from 1 January 2012.

For further information, visit the Study Assist website.


If you are planning to study a course as a domestic full fee-paying student, you may be eligible for FEE-HELP assistance.

FEE-HELP is a Commonwealth loan scheme that assists eligible students to defer payment of their tuition fees.

Note - this scheme is not normally available to students who have just left school.

For further information, visit the Study Assist website.


Australian Citizens and permanent humanitarian visa holders studying an undergraduate or postgraduate course may be eligible for a SA-HELP Loan to defer payment of the Student Services and Amenities Fee (SSA Fee).

ECU Student Loans

We offer interest-free loans to eligible students to assist them with some university costs. These loans are aimed at assisting eligible ECU students to successfully complete their course by improving their financial situation.

Student loans can assist in covering expenses such as text books, up-front charges relating to securing accommodation and costs relating to personal emergencies..

Student Guild Loans

The ECU Student Guild also offers interest‑free financial loans to eligible Guild members.

For more information, visit the ECU Student Guild website.

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