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The role of cognitive reflection on saving behaviour

This project, funded by the Faculty of Business and Law (ECU), belongs to the field of behavioural finance, which combines research in psychology and finance. It aims at understanding what the Cognitive Reflection Test (CRT) actually measures, and how cognitive reflection affects saving behaviour. Together with Paul Gerrans (UWA), we collected a large dataset (n=2019) with psychological and financial measures, as well as the CRT. Given that saving requires refraining from spending, and that it is assumed that CRT measures the capacity to refrain from giving the first answer that comes to mind, we expect a relationship between saving behaviour and CRT.


Dr Guillermo Campitelli
The University of Western Australia, Associate Professor Paul Gerrans

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