Visit ECU Homepage
This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
Students will develop the practical knowledge and skills required to make sound lending decisions which balance risk and return, and which meet the needs of both lenders and borrowers. Core lending principles are examined, focussing on analysis of the first and second ways out (cash flow and security). Students will learn how to prepare lending proposals which critically appraise key risks and strengths in a lending transaction, and which persuasively communicate recommendations for the approval or decline of a proposal. The unit also incorporates more advanced lending aspects such as default probability models, covenants, risk mitigants, sensitivity analysis, loans to farmers, project finance and international finance.
On completion of this unit students should be able to:
Students will attend on campus classes as well as engage in learning activities through ECU Blackboard.
| Joondalup | Mount Lawley | South West (Bunbury) | |
|---|---|---|---|
| Semester 1 | Not Offered | 13 x 3 hour seminar | Not Offered |
For more information see the Semester Timetable
Students attend weekly lectures and tutorials. There is a strong focus in this unit on practical case studies which involve making realistic lending decisions. Weekly topics have been developed in consultation with industry to ensure practical application of learning outcomes, consistent with industry requirements. Class times involve group discussions and sharing of ideas to arrive at credit decisions. Banking research undertaken by the University's FEMARC (Finance, Economics, Markets, and Accounting Research Centre) is integrated into the unit material to ensure leading edge, research informed learning.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.
| Type | Description | Value |
|---|---|---|
| Tutorial Presentation | Group Tutorial Presentation | 10% |
| Case Study | Case Study Test | 20% |
| Case Study | Case Study Assignment | 30% |
| Examination | Final Examination | 40% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:
Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.
The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.
ECF6120|1|1
This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
Students will develop the practical knowledge and skills required to make sound lending decisions which balance risk and return, and which meet the needs of both lenders and borrowers. Core lending principles are examined, focussing on analysis of the first and second ways out (cash flow and security). Students will learn how to prepare lending proposals which critically appraise key risks and strengths in a lending transaction, and which persuasively communicate recommendations for the approval or decline of a proposal. The unit also incorporates more advanced lending aspects such as risk mitigants, international finance, ethical lending, sensitivity analysis, loans to farmers, small business lending and project finance.
On completion of this unit students should be able to:
Students attend weekly three hour seminars. There is a strong focus in this unit on practical case studies which involve making realistic lending decisions which reflect industry practice and requirements. Class times involve group discussions and sharing of ideas to arrive at credit decisions. Banking research undertaken by the University's MASRC (Markets and Services Research Centre) is integrated into the unit material to ensure leading edge, research informed learning.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.
| Type | Description | Value |
|---|---|---|
| Tutorial Presentation | Group Tutorial Presentation | 10% |
| Case Study | Case Study Test | 20% |
| Case Study | Case Study Assignment | 30% |
| Examination | Final Examination | 40% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:
Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.
The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.
ECF6120|2|2