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This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
In this unit students will develop the knowledge and skills necessary to identify and evaluate the key factors involved in making sound credit and lending decisions. Study will concentrate firstly on establishing and developing the principles of first way out and second way out. From there, the scope of the unit will be broadened to consider the analysis and reporting of risks associated with the first and second ways out. The unit includes the application of these principles to a series of practical lending situations: corporate customers, project finance, lending to the agricultural sector, and lending to small business.
Students must pass 1 units from ECF2226
On completion of this unit students should be able to:
On-campus students attend a weekly two hour lecture and one hour tutorial.
Off-campus students will access unit materials via Blackboard. Regular online access is required.
Throughout the unit, case studies are used to illustrate and develop the concepts and principles covered. Case studies also figure prominently in the assessment for the unit. Research has shown that students learn best in situations where they apply their knowledge to practical situations that are relevant to them. So a real effort is made in this unit to make the weekly lectures, tutorial questions and assessment practical. There is a strong focus on practical case studies in tutorials and assessments. The two case study assessments both involve making realistic lending decisions. A high level of engagement has taken place with industry to ensure materials are practical and reflect industry requirements. The case studies, formats and assessments are designed at encouraging students to communicate their arguments and findings in a structured, logical and persuasive manner. The tutorials for on-campus students encourage group discussion and sharing of ideas in arriving at credit decisions. In addition, banking research undertaken by the Universitys FEMARC (Finance, Economics, Markets, and Accounting Research Centre) is integrated into the unit material to ensure leading edge research informed learning by students.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.
| Type | Description | Value |
|---|---|---|
| Test | Test | 20% |
| Case Study | Case Study | 30% |
| Examination | Final Examination | 50% |
| Type | Description | Value |
|---|---|---|
| Test | Test | 20% |
| Case Study | Case Study | 30% |
| Examination | Final Examination | 50% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:
Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.
The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.
ECF3310|1|1
This unit information may be updated and amended immediately prior to semester. To ensure you have the correct outline, please check it again at the beginning of semester.
In this unit students will develop the knowledge and skills necessary to identify and evaluate the key factors involved in making sound credit and lending decisions. Study will concentrate firstly on establishing and developing the principles of first way out and second way out. From there, the scope of the unit will be broadened to consider the analysis and reporting of risks associated with the first and second ways out. The unit includes the application of these principles to a series of practical lending situations: corporate customers, project finance, lending to the agricultural sector, and lending to small business.
Students must pass 1 units from ECF2226
On completion of this unit students should be able to:
On-campus students attend a weekly two hour lecture and one hour tutorial.
Off-campus students will access unit materials via Blackboard. Regular online access is required.
Throughout the unit, case studies are used to illustrate and develop the concepts and principles covered. Case studies also figure prominently in the assessment for the unit. Research has shown that students learn best in situations where they apply their knowledge to practical situations that are relevant to them. So a real effort is made in this unit to make the weekly lectures, tutorial questions and assessment practical. There is a strong focus on practical case studies in tutorials and assessments. The two case study assessments both involve making realistic lending decisions. A high level of engagement has taken place with industry to ensure materials are practical and reflect industry requirements. The case studies, formats and assessments are designed at encouraging students to communicate their arguments and findings in a structured, logical and persuasive manner. The tutorials for on-campus students encourage group discussion and sharing of ideas in arriving at credit decisions. In addition, banking research undertaken by the Universitys FEMARC (Finance, Economics, Markets, and Accounting Research Centre) is integrated into the unit material to ensure leading edge research informed learning by students.
GS1 GRADING SCHEMA 1 Used for standard coursework units
Students please note: The marks and grades received by students on assessments may be subject to further moderation. All marks and grades are to be considered provisional until endorsed by the relevant Board of Examiners.
| Type | Description | Value |
|---|---|---|
| Test | Test | 20% |
| Case Study | Case Study | 30% |
| Examination | Final Examination | 50% |
| Type | Description | Value |
|---|---|---|
| Test | Test | 20% |
| Case Study | Case Study | 30% |
| Examination | Final Examination | 50% |
For the purposes of considering a request for Reasonable Adjustments under the Disability Standards for Education (Commonwealth 2005), inherent requirements for this subject are articulated in the Unit Description, Learning Outcomes and Assessment Requirements of this entry. The University is dedicated to provide support to those with special requirements. Further details on the support for students with disabilities or medical conditions can be found at the Access and Inclusion website.
Edith Cowan University has firm rules governing academic misconduct and there are substantial penalties that can be applied to students who are found in breach of these rules. Academic misconduct includes, but is not limited to:
Additionally, any material submitted for assessment purposes must be work that has not been submitted previously, by any person, for any other unit at ECU or elsewhere.
The ECU rules and policies governing all academic activities, including misconduct, can be accessed through the ECU website.
ECF3310|1|2